How to Borrow a loan from Fadhili

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Borrowing a loan from Fadhili is straight forward, provided you have a safaricom line, Fadhili provides loans ranging from ksh 300 to ksh 100, 000.

  • Download Fadhili app from Playstore
  • Log in into the application
  • Register
  • Select apply loan
  • Enter the amount you want to borrow
  • Select the most favorable repayment period
  • Provide details of your referee
  • Complete the application process by submitting the details

This loan app will use the information you answered on the questioner, your SMS and calling pattern and how you use Mpesa to determine the amount you are eligible.

How To Repay Your Fadhili Mobile Loan

  • Go to your Mpesa Toolkit
  • Select the ‘Lipa na Mpesa’ option
  • Select Paybill
  • Enter Fadhili’s Paybill number 995321 as the business number.
  • Key in your phone number as the account number
  • Input the amount you want to repay
  • Enter your Mpesa pin then click submit
  • You will receive a message to confirm the transaction

More on this topic


  1. I need fadhali loan contact i have paid my loan on 3/6/2020 up to now my account have not been updated


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