How to apply and repay Bayes loan

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Bayes is a mobile wallet App for mobile money transactions allowing users to send money, pay bills, buy airtime, pay merchants and get mobile loans all in one place.

The app’s loan qualification is based on several factors including mobile money usage, borrowing and repayment history from other lenders, and credit rating by various CRBs among others.

How to Apply For Bayes Loan

  1. Download Bayes loan app on Google Play Store.
  2. Launch the app and click on register to create an account.
  3. Enter your details i.e full names, mobile number, your National ID
  4. Log in to Bayes loan app.
  5. Go to loans section.
  6. Click on borrow
  7. Choose Bayes loan amount of your choice and click borrow.
  8. Submit the information
  9. Wait for the money to be sent to your M-Pesa account.

How to repay Bayes Loan

  1. Go to M-Pesa toolkit on your phone.
  2. Choose Lipa na M-Pesa.
  3. Select Paybill and enter Bayes paybill number 599862.
  4. Next, enter your ID number on the account number section, .
  5. Enter the loan amount.
  6. Enter your M-Pesa PIN and submit.
  7. You will receive a confirmation message from Bayes.

Bayes Loan Contacts



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